Quick Online Loans


From Small Loans to $5OK For Any Purpose



Eligibility Criteria

  • Age 18 years or older
  • Permanent resident or citizen
  • Proof of regular income
  • No more than one active loan
  • Employed for at least the last 6 months

Personal Loans Upto $4800

Term: 12 Months - 24 Months.

Rates: Maximum Interest rate: 45.99% p.a.

Comparison Rate:37.10% p.a. to 65.70% p.a.

Establishment Fee: $400

Example: This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.

Personal Loans $5K - $50K

Term: 12 Months - 5 Years or more.

Rates: Interest rate: 14.2% p.a.*

Comparison Rate:14.65% p.a.

Example: Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.

Disclaimer:

These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.



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Holiday Loans

Are you in urgent need of a recharge? Or do you have an important wedding abroad that you can't miss? Have you just seen the best holiday bargain but don't have enough cash to book it in?

Don't let being low on funds be the reason that you miss out on a great holiday. Regular getaways the best way to reclaim your work-life balance and a mental health break we all need (helping you feel refreshed and energised at work again).

Your application only takes a couple of minutes, and normally you can have the money in your account on the same day. You can borrow from $200 - $3000 to fund your holiday, and pay it off over a repayment term of up to 12 months.

How do I apply for a holiday loan?

Click here to complete our easy online application.

What does a holiday loan cost?

Establishment fee: up to 20% of loan amount
Interest: 4% per month
Repayment term: up to 12 months

Costs and fees may vary depending on the lender. Make sure you read your loan contract which will include all the relevant fees and charges.

Can I apply if I am on Centrelink?

Yes you can, provided you are getting half of your income from Centrelink and your repayments are 20% or less of your income.

What are the key things I need to be aware of before I apply?

As per lending regulations, to qualify you need to fulfill the criteria below:

  • Have Australian citizenship or permanent residency.
  • Be aged 18 or over.
  • You must not have two or more existing loans in your name.
  • You must not have applied for over two loans in the previous 90 days
  • We must be able to verify that you can comfortably afford to meet your repayment obligations.
  • Have a valid Australian phone number and email address.
  • If you have been declared 'Defaulter' by a previous lender your chances of a loan approval may decrease. Approval will be dependent on the rules and regulations of each lender.

Will a credit check be performed?

This will depend on each lender on our panel.

What if I have bad credit? Can I still apply?

Everyone deserves a fair go and some of our lenders specialise in offering loans to people with bad credit. Often our lenders make decisions based on your recent credit history. You are welcome to apply and we will do our best to match your with a lender.