Quick Online Loans


From Small Loans to $5OK For Any Purpose



Eligibility Criteria

  • Age 18 years or older
  • Permanent resident or citizen
  • Proof of regular income
  • No more than one active loan
  • Employed for at least the last 6 months

Personal Loans Upto $4800

Term: 12 Months - 24 Months.

Rates: Maximum Interest rate: 45.99% p.a.

Comparison Rate:37.10% p.a. to 65.70% p.a.

Establishment Fee: $400

Example: This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.

Personal Loans $5K - $50K

Term: 12 Months - 5 Years or more.

Rates: Interest rate: 14.2% p.a.*

Comparison Rate:14.65% p.a.

Example: Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.

Disclaimer:

These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.



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Dental Loans

Have you been putting off going to the dentist?

Is it easier to put up with your toothache than afford to pay for that root canal?

We understand that sometimes the most painful thing about visiting the dentist is paying the bill.

Next time you are hit with an unexpected toothache, let us help you with a dental loan so you can focus on feeling better instead of stressing about the bill.

Complete our easy online application from the comfort of your armchair, or your dentist's chair. You will get a decision within minutes and most of our customers receive funds in the bank on the same day to pay for their treatment.

You can borrow $300 - $2000 to help cover your dental treatments you need. The types of procedures your your loan can cover include but are not limited to:

  • Teeth extraction and removals
  • Fillings
  • Root Canals
  • Implants and bridges
  • Gum surgery
  • Teeth whitening
  • Crowns, caps and veneers
  • Sealants
  • Dentures
  • Braces

Can you help me with a loan for my childrens braces?

Yes we can! Just apply using our simple online application form.

Braces are a costly exercise, but your child's smile is priceless and not something you should feel that you have to sacrifice.

Things you need to considering before applying:

Do I meet the following eligibility requirements:

  • What dental procedure is the loan for?
  • I am over 18 years of age
  • I am an Australian citizen or permanent resident.
  • I have a valid Australian telephone number and email address
  • Am I in a financial situation where I am comfortably meet the loan repayments.
  • I do not already have two or more existing loans already in my name.
  • I have not already applied for two or more loans in the last 90 days.

Can I apply if I am on a low income or if I am on Centrelink?

Yes you can, provided you meet our eligibility requirements.

What if I have bad credit?

Everyone deserves a fair go, many of our lenders make decisions based on your recent credit history. You are welcome to apply, and we will do our best to match you with a lender. Some of our lenders specialise in offering loans to people with bad credit.

What are the costs?

For loans between $2100 - $5000 there standard charges are:

  • Establishment fee: $400
  • Maximum APR: 65% or less (Depends on Loan Requirement).
  • Repayment period: from 30 days to 365 days.

Costs can vary between different lenders. This is an example only. Make sure you review your costs on the loan contract sent to you by your lender.