Good question. It's pretty simple, we provide lenders offering short term loans when you need them most. Here are a few other reasons to trust us with your loan application.
When you need quick cash, the last thing you want is to spend countless hours searching for the right lender, not to mention endless applications. So, instead, trust Loans Buddy to find you a lender that can give you the tick of approval when you need cash loans quick.
If you're looking for instant cash loans, skip the endless line at the bank and apply right here! We're 100% online and after you submit an application, we can find you a lender in minutes. That's no hassle borrowing. Just apply online today!
We're your Loans Buddy, and we know that sometimes you can have a change of heart. So, if we find you a lender that can offer short term loans, but you've had second thoughts, you are under no obligation to continue. You can withdraw your application, no strings attached.
Are you eligible to apply?
If you answer yes to the questions below, then yes you are! It's that easy.
Answer yes to all these questions? Great! You're ready to apply for the cash loans you're searching for.
Apply in 3 Simple Steps
$300 - $2,000
91 Days - 12 months
1. Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.
2. Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.
3. In APR terms, the maximum annual percentage rate on these SACC loans between $300 and $2000 is 199.43%.
Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.
$2,001 - $5,000
12 - 24 months
1. A one-off $400 as an upfront establishment fee.
2. Under the current legislation, security is required for these loans.
3. In APR terms, the maximum annual percentage rate on these MACC loans is 65%.
Loan Amount of $2,500 over 18 months repayable (73 weekly repayments). $2,500 Principal Amount + $400 (One-off Establishment Fee) + Approx. $45 Weekly Repayment at a maximum of 65% Annual Percentage Rate. These are secured loans, so lender might ask for security as well.
You Can Apply - No Matter Your Circumstances
Looking for instant cash loans? Don't let bad credit stand in your way. At Loans Buddy, we can find lenders that can look at more than just your credit score, or the fact that you receive Centrelink payments.
We know that life happens, and you might find yourself searching for payday loans or short-term loans. Whatever you're searching for, if it's a loan - we are ready to help!
Remember, you can apply with your buddy when you need cash loans most, bad credit and all.
Not only do we offer an easy application, it's also 100% secure. Don't worry, your data is not going anywhere without your permission. When you apply with Loans Buddy, you're applying with the best on the market.
The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.
Loansbuddy.com.au is owned by Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 is licensed and provide credit services under Australian Credit License 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.
*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.
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