Need help to pay for something special?
We specialise in providing quick and easy personal loans to give you a financial boost when you need it most.
We have helped people with loans for many different reasons: emergency expenses, home renovations, car registration loans, wedding expenses, boat loans, motorbike loans and more.
All you need to do is spend a few minutes completing our easy online application form, and we can have a decision for you in minutes.
We will match you with the best available loan from our large panel of lenders. Once you have approved the loan offer, you should see the money in your account on the same day (dependent on cut off times etc)
How much can I borrow?
You can borrow between $300 and $2 000 with a repayment term from 30 days to 365 days.
Does it matter if I have bad credit?
We believe everybody deserves a second chance. If you have bad credit, you can still apply. We will do our best to find lender that will approve your loan. Some of our lenders even specialise in bad credit loans.
Who is eligible to apply?
Can I apply if I am on Centrelink?
Yes you can apply if you are receiving Centrelink but you must meet our criteria:
How much will a personal loan cost?
Below is a sample estimate of the normal costs:
Loan Amount: $2100 - $5,000
Establishment Fee: Maximum $400 APR: Maximum 65% or less (Depends on loan requirement)
Please refer to your loan contract as this can vary between lenders. Different lenders may also charge additional fees.
The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.
Loansbuddy.com.au is owned by Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 is licensed and provide credit services under Australian Credit License 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.
*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.