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Personal Loans

Need help to pay for something special?

We specialise in providing quick and easy personal loans to give you a financial boost when you need it most.

We have helped people with loans for many different reasons: emergency expenses, home renovations, car registration loans, wedding expenses, boat loans, motorbike loans and more.

All you need to do is spend a few minutes completing our easy online application form, and we can have a decision for you in minutes.

We will match you with the best available loan from our large panel of lenders. Once you have approved the loan offer, you should see the money in your account on the same day (dependent on cut off times etc)

How much can I borrow?

You can borrow between $300 and $2 000 with a repayment term from 30 days to 365 days.

Does it matter if I have bad credit?

We believe everybody deserves a second chance. If you have bad credit, you can still apply. We will do our best to find lender that will approve your loan. Some of our lenders even specialise in bad credit loans.

Who is eligible to apply?

  • To be eligible for a personal loan you need to be:
  • Either an Australian citizen or permanent resident.
  • At least 18 years of age or over.
  • Have a valid Australian telephone number and email address
  • Be able to comfortably afford your repayments.
  • Not already have two or more loans in your name currently, and have not applied for two or more loans in the last 90 days.

Can I apply if I am on Centrelink?

Yes you can apply if you are receiving Centrelink but you must meet our criteria:

  • Only be receiving up to 50% of your income from Centrelink.
  • Loan payments must not exceed 20% of your income (including any current loans).

How much will a personal loan cost?

Below is a sample estimate of the normal costs:
Loan Amount: $300 - $2 000
Establishment Fee: 20% of your loan amount
Monthly Interest: 4% per month

Please refer to your loan contract as this can vary between lenders. Different lenders may also charge additional fees.

8 Budawang Street, Parkinson, QLD 4115, Australia
Australian Credit Licence No.:389610


Loansbuddy.com.au is owned by Installment Loans, having ACL 389610. We do have strict lending criteria, if you do not fit into our criteria, we can redirect you to our lending partners and they might offer you the best loan deals at competitive rates with a term of 91 days to 24 months (depends on loan amount). By submitting this application, you authorized us to share your information with our lending partners. However, all the lending partners we work with are fully licensed with ASIC and they follow responsible lending practices.

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