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Medical Loans

Medical procedures are stressful enough without having to worry about how can afford to pay for everything. Let us help you find a medical loan so you can focus on getting well again!

You can borrow between $300 - $2 000 for almost any medical expenses whether its an operation, cosmetic surgery, unexpected hospital or help paying for travel to access specialised treatments. When you apply, make sure you explain your situation to ensure we match you with the best available quick cash loans to cover those medical bills.

How do I apply?

We are a 100% online business, so you can apply from anywhere with internet access, whether you are in your lounge or at the hospital.

Just complete our easy online application form and we will have a decision for you in minutes.

Your lender will be in contact via email with your loan offer and contract to review and accept. You should see the money in your bank on the same day (dependent on cutoff times and your bank).

Who can apply?

To be eligible for a medical loan we need to confirm:

  • You are at least 18 years of age.
  • You are an Australian citizen or permanent resident.
  • You have a valid Australian telephone number and email address.
  • You are able to comfortably afford your repayment obligations.
  • You do not already have two or more loans currently in your name.
  • You have not applied for two or more loans in the last 90 days.

What if I am on Centrelink?

You are welcome to apply if you are receiving Centrelink. To be eligible you need to:

  • Be receiving up to 50% of your income from Centrelink.
  • Your loan payments must not exceed 20% of your income (including any current loans).

What are the costs?

Below is a sample of estimate of the standard costs associated with our same day loans. Costs may vary depending on your lender, always refer to your loan contract to confirm your exact costs and if there are any additional fees.

After your loan is accepted estimated costs are:

Establishment Fee - Maximum $400
Maximum APR- 65% or less (depends on Loan Requirement).
Loan amount - $2100 - $5,000
Loan term - from 30 to 365 days

Can I apply if I have bad credit?

Yes you can definitely apply for quick loans if you have bad credit. We believe everybody deserves a second chance. Our lenders will also assess your more recent credit history and some of the lenders on our panel specialise in bad credit loans.

8 Budawang Street, Parkinson, QLD 4115, Australia
( We do not accept physical applications at this address ).

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Loansbuddy.com.au is owned by Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 is licensed and provide credit services under Australian Credit License 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.


*Instant transfer is available to PayID holders with participating Australian financial institutions. Most of the payments are typically settled in under 60 seconds but may be subject to checks and holds at the sending or receiving bank. As the reason, our standard payment transfer time is 24 hours.

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