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Holiday Loans

Are you in urgent need of a recharge? Or do you have an important wedding abroad that you can't miss? Have you just seen the best holiday bargain but don't have enough cash to book it in?

Don't let being low on funds be the reason that you miss out on a great holiday. Regular getaways the best way to reclaim your work-life balance and a mental health break we all need (helping you feel refreshed and energised at work again).

Your application only takes a couple of minutes, and normally you can have the money in your account on the same day. You can borrow from $200 - $3000 to fund your holiday, and pay it off over a repayment term of up to 12 months.

How do I apply for a holiday loan?

Click here to complete our easy online application.

What does a holiday loan cost?

Establishment fee: up to 20% of loan amount
Interest: 4% per month
Repayment term: up to 12 months

Costs and fees may vary depending on the lender. Make sure you read your loan contract which will include all the relevant fees and charges.

Can I apply if I am on Centrelink?

Yes you can, provided you are getting half of your income from Centrelink and your repayments are 20% or less of your income.

What are the key things I need to be aware of before I apply?

As per ASIC regulations, to qualify you need to fulfill the criteria below:

  • Have Australian citizenship or permanent residency.
  • Be aged 18 or over.
  • You must not have two or more existing loans in your name.
  • You must not have applied for over two loans in the previous 90 days
  • We must be able to verify that you can comfortably afford to meet your repayment obligations.
  • Have a valid Australian phone number and email address.
  • If you have been declared 'Defaulter' by a previous lender your chances of a loan approval may decrease. Approval will be dependent on the rules and regulations of each lender.

Will a credit check be performed?

This will depend on each lender on our panel.

What if I have bad credit? Can I still apply?

Everyone deserves a fair go and some of our lenders specialise in offering loans to people with bad credit. Often our lenders make decisions based on your recent credit history. You are welcome to apply and we will do our best to match your with a lender.

8 Budawang Street, Parkinson, QLD 4115, Australia
Australian Credit Licence No.:389610

Disclaimer

Loansbuddy.com.au is owned by Installment Loans, having ACL 389610. We do have strict lending criteria, if you do not fit into our criteria, we can redirect you to our lending partners and they might offer you the best loan deals at competitive rates with a term of 91 days to 24 months (depends on loan amount). By submitting this application, you authorized us to share your information with our lending partners. However, all the lending partners we work with are fully licensed with ASIC and they follow responsible lending practices.

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