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Holiday Loans

Are you in urgent need of a recharge? Or do you have an important wedding abroad that you can't miss? Have you just seen the best holiday bargain but don't have enough cash to book it in?

Don't let being low on funds be the reason that you miss out on a great holiday. Regular getaways the best way to reclaim your work-life balance and a mental health break we all need (helping you feel refreshed and energised at work again).

Your application only takes a couple of minutes, and normally you can have the money in your account on the same day. You can borrow from $200 - $3000 to fund your holiday, and pay it off over a repayment term of up to 12 months.

How do I apply for a holiday loan?

Click here to complete our easy online application.

What does a holiday loan cost?

Establishment fee: up to 20% of loan amount
Interest: 4% per month
Repayment term: up to 12 months

Costs and fees may vary depending on the lender. Make sure you read your loan contract which will include all the relevant fees and charges.

Can I apply if I am on Centrelink?

Yes you can, provided you are getting half of your income from Centrelink and your repayments are 20% or less of your income.

What are the key things I need to be aware of before I apply?

As per lending regulations, to qualify you need to fulfill the criteria below:

  • Have Australian citizenship or permanent residency.
  • Be aged 18 or over.
  • You must not have two or more existing loans in your name.
  • You must not have applied for over two loans in the previous 90 days
  • We must be able to verify that you can comfortably afford to meet your repayment obligations.
  • Have a valid Australian phone number and email address.
  • If you have been declared 'Defaulter' by a previous lender your chances of a loan approval may decrease. Approval will be dependent on the rules and regulations of each lender.

Will a credit check be performed?

This will depend on each lender on our panel.

What if I have bad credit? Can I still apply?

Everyone deserves a fair go and some of our lenders specialise in offering loans to people with bad credit. Often our lenders make decisions based on your recent credit history. You are welcome to apply and we will do our best to match your with a lender.

8 Budawang Street, Parkinson, QLD 4115, Australia
( We do not accept physical applications at this address ).

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Loansbuddy.com.au is owned by Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 is licensed and provide credit services under Australian Credit License 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.

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