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Cash Loans


Need a quick cash loan?

If unexpected expenses have come up out of the blue, one of our instant loans could be just the help you need. Nobody is perfect, and you can't always be prepared for everything.

Just as we can help you out when the going gets tough, our quick loans can help you reward yourself with a trip away or that designer outfit that's just gone on sale.

Our service is completely online and mobile friendly. Settle in somewhere where you have internet access, at a time that suits you and you can get a decision within minutes.

We only get the essential information off you which means you can complete our simple online application form in just a couple of minutes.

We will match you with the best available loan from our extensive panel, who will send you an offer right away. Most of our customers receive their cash in their bank on the same day.

Before you apply, check you meet our eligibility criteria.

You need to be:

  • An Australian citizen or permanent resident.
  • 18 years of age or over.
  • The owner of a working Australian telephone number and email address
  • Able to comfortably afford your repayments.
  • Not already have two or more loans in your name currently, and have not applied for two or more loans in the last 90 days.

How much can I borrow?

You can borrow from $300 - $2000.

What are the repayment periods?

If you opt for one of our payday loans your repayment period will be between 7 to 31 days.

Our personal loans have a longer repayment period from 30 days to 365 days.

Can I apply if I am on Centrelink?

Yes you can, provided you are getting half of your income from Centrelink and your repayments are 20% or less of your income.

Will a credit check be performed?

This will depend on each lender on our panel.

What if I have bad credit? Can I still apply?

Everyone deserves a fair go and some of our lenders specialise in offering loans to people with bad credit. Often our lenders make decisions based on your recent credit history. You are welcome to apply and we will do our best to match your with a lender.

How much does a cash loan cost?

Establishment fee: up to 20% of loan amount
Interest: 4% per month
Repayment term: up to 12 months

Costs and fees may vary depending on the lender. Make sure you read your loan contract which will include all the relevant fees and charges.

8 Budawang Street, Parkinson, QLD 4115, Australia
Australian Credit Licence No.:389610

Disclaimer

Loansbuddy.com.au is owned by Installment Loans, having ACL 389610. We do have strict lending criteria, if you do not fit into our criteria, we can redirect you to our lending partners and they might offer you the best loan deals at competitive rates with a term of 91 days to 24 months (depends on loan amount). By submitting this application, you authorized us to share your information with our lending partners. However, all the lending partners we work with are fully licensed with ASIC and they follow responsible lending practices.

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